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Welcome to ATHENSpro.com - Real Estate Services COVERING ALAMEDA, SAN MATEO AND SANTA CLARA COUNTY |
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BUYER RESOURCES • SELLER RESOURCES • HOMEOWNER RESOURCES • THE AMERICAN DREAM • HOMES BY EMAIL • SERVICE FOR LIFE • MARKET MATTERS • REOFAQ |
| Service For Life! |
Inside This
Issue…
Word of the Month… Meaning: a joyous song or hymn of praise or thanksgiving; a tribute or triumph. Sample Sentence: Our holiday meal was followed by many paeans for the generous hostess. Expensive Art Attack Artwork from the Old Masters is still in great demand. In a Sotheby’s auction that totaled more than $76.5 million in sales, more than half was paid for a single painting; Francesco Guardi’s “Venice.” It was estimated to sell at only $2 million. This significant work went for a whopping $42 million plus. Smart Phone; Dumb People We all are aware of the stupidity of texting while driving. Yet thousands are injured or killed because people think they are too busy to wait until they reach a safe place to send or respond to a text. If you feel strongly about not texting while driving, take the pledge at: www.txtresponsibly.org Can They Hear You Now? If you are trying to communicate with someone who has trouble hearing, make sure you eliminate all other background noise such as television and radio. Quotes To Live By…
Keep your fears to yourself, but
share your inspiration with others. Not everything that counts can be counted; and not everything that can be counted counts. –Albert Einstein When we do the best that we can, we never know what miracle is wrought in our life, or in the life of another. –Helen Keller Brain Teaser… Which is heavier: a pound of gold or a pound of feathers? Fire Risk Traveling Abroad When in foreign countries, including Europe, fire codes are not as stringent for hotels as you will find in the US. Take these precautions to stay safe: · Choose a modern hotel that caters to travelers. · Ask for a room no higher than the eighth floor where fire departments can reach you in an emergency. · Count the number of doors between your room and the exit stairs. Job Opportunity Over 50 An increasing number of companies are noticing the value of their mature employees. You can learn which companies are hiring team members over 50 by visiting www.aarp.org
(then search for “Best
Employers”). The needs of disabled children often outlive the parents. Many financial firms assist with financial planning and provide information about various government services. With sound professional advice, parents can draft letters of intent for future caregivers. Costs will vary for these services. Find a few resources at: www.metlife.com and www.copaa.org Think About It Of course the chicken came first. God would look really silly sitting on an egg. Why are the people who snore always the first ones to fall asleep?
Did You Know You
Can Get An IRS Audit After You Die?This
is one more good reason to keep complete and accurate records.
The IRS can audit you for up to 3 years after your death and
hold your surviving spouse liable for income and deductions you
took while you were living. |
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Brain Teaser Answer: The feathers are heavier because they are measured in 16 ounce Avoirdupois pounds. Gold is measured in 12 ounce Troy pounds. Funny Misprints
Pets
Show You How To Heal
Your pets are great
role models about health and healing. Take these three tips
from the way they approach health.
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Thanks For Thinking of Us! Did you know we can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping us in mind with your referrals…and spreading the word about our services.
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Choosing
the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power. • Understand fixed-rate, adjustable-rate, government, and other mortgage options. • See where to shop for a mortgage loan. • Understand key factors that affect your mortgage payments. Learn more |
Knowing
and Understanding Your Credit
• Learn what credit is and why it is important to buy a home. • Find out how to order your credit report and correct any errors. • Discover what your credit score means to lenders. • Get helpful tips on how to repair past credit problems. Learn more |
Opening
the Door to a Home of Your Own
• Learn if you’re ready to buy a home. • Determine how much house you can afford. • See how much money you may need for a down payment. • Estimate your monthly mortgage payments. Learn more |
Borrowing
Basics: What You Don’t Know Can Hurt You • Learn what you can do to avoid predatory lenders. • Discover signs that may point to an untrustworthy loan situation. • Understand ways you can get the best loan for your situation. • Receive a useful glossary of loan terms that will help you understand lending term language. Learn more |