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     Welcome to ATHENSpro.com - Real Estate Services COVERING ALAMEDA, SAN MATEO AND SANTA CLARA COUNTY

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BUYER RESOURCESSELLER RESOURCES • HOMEOWNER RESOURCES • THE AMERICAN DREAM HOMES BY EMAILSERVICE FOR LIFEMARKET MATTERSREOFAQ

   
HOMESELLER RESOURCES  
  • Simply Stated Closing Summary: A quick reference guide used during the closing process to help the homebuyer better understand the key terms of their settlement documents. (Available in English, Spanish, Chinese, Korean, Vietnamese, Russian, Japanese, & Tagalog)

  • Prepare and Avoid: 70-Something Ways You Could Lose Your Home:  (Available in English, American, Spanish, Chinese, Korean, Vietnamese, Russian, Hindi, & Punjabi)  Title insurance is one of the most valuable forms of security that a home buyer/seller can have, yet its benefits are rarely explained.  This brochure provides the information.

  • 41 Steps To Buying Your Home (Available in English, Spanish, Chinese, & Vietnamese) This color-coordinated checklist outlines the functions of the real estate professional, the lender, and the title company team.

  • En Camino Al Sueno Americano -The Home Buying Process DVD This seven minute step-by-step description of the home buying process will assist in explaining the real estate process to first-time homebuyers, in Spanish.

Open House Safety Tips

An open house can be a great sales tool, but it also exposes you to numerous unfamiliar people for the first time. Stay safe by practicing these guidelines. 

  • Call the local police department and ask them to have a squad care drive by during your open-house hours.
  • Check your cell phone’s strength and signal prior to the open house. Have emergency numbers programmed on speed dial. Carry an extra, fully charged cell phone battery.
  • Determine several “escape” routes that you can use in case of an emergency. Make sure all deadbolt locks are unlocked to facilitate a faster escape.
  • Turn on the lights and open the curtains. These are not only sound safety procedures, but also great marketing tactics.
  • Make sure that if you were to escape by the back door, you could escape from the backyard. Frequently, high fences surround yards that contain swimming pools or hot tubs.
  • When prospective buyers begin to arrive, jot down their car descriptions, license numbers and physical descriptions.
  • When showing the house, always walk behind the prospect. Direct them; don’t lead them. Say, for example, “The kitchen is on your left,” and gesture for them to go ahead of you.
  • Notify a friend or a relative that you will be calling in every hour on the hour. And if you don’t call, they are to notify the police immediately.
  • Inform a neighbor that you will be showing the house and ask if he or she would keep an eye and ear open for anything out of the ordinary.

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.

 

 

 

 
Choosing the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power.
• Understand fixed-rate, adjustable-rate, government, and other mortgage options.
• See where to shop for a mortgage loan.
• Understand key factors that affect your mortgage payments. 
Learn more
Knowing and Understanding Your Credit
• Learn what credit is and why it is important to buy a home.
• Find out how to order your credit report and correct any errors.
• Discover what your credit score means to lenders.
• Get helpful tips on how to repair past credit problems. 
Learn more
Opening the Door to a Home of Your Own
• Learn if you’re ready to buy a home.
• Determine how much house you can afford.
• See how much money you may need for a down payment.
• Estimate your monthly mortgage payments. 
Learn more
Borrowing Basics: What You Don’t Know Can Hurt You
• Learn what you can do to avoid predatory lenders.
• Discover signs that may point to an untrustworthy loan situation.
• Understand ways you can get the best loan for your situation.
• Receive a useful glossary of loan terms that will help you understand lending term language. 
Learn more

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