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     Welcome to ATHENSpro.com - Real Estate Services COVERING ALAMEDA, SAN MATEO AND SANTA CLARA COUNTY

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BUYER RESOURCESSELLER RESOURCES • HOMEOWNER RESOURCES • THE AMERICAN DREAM HOMES BY EMAILSERVICE FOR LIFEMARKET MATTERSREOFAQ

   
HOMESELLER RESOURCES  
  • Simply Stated Closing Summary: A quick reference guide used during the closing process to help the homebuyer better understand the key terms of their settlement documents. (Available in English, Spanish, Chinese, Korean, Vietnamese, Russian, Japanese, & Tagalog)

  • Prepare and Avoid: 70-Something Ways You Could Lose Your Home:  (Available in English, American, Spanish, Chinese, Korean, Vietnamese, Russian, Hindi, & Punjabi)  Title insurance is one of the most valuable forms of security that a home buyer/seller can have, yet its benefits are rarely explained.  This brochure provides the information.

  • 41 Steps To Buying Your Home (Available in English, Spanish, Chinese, & Vietnamese) This color-coordinated checklist outlines the functions of the real estate professional, the lender, and the title company team.

  • En Camino Al Sueno Americano -The Home Buying Process DVD This seven minute step-by-step description of the home buying process will assist in explaining the real estate process to first-time homebuyers, in Spanish.

Moving Checklist for Sellers 

         Provide the post office with your forwarding address two to four weeks ahead of the move.
         Notify your credit card companies, magazine subscriptions, and bank of your change of address.
         Create a list of friends, relatives, and business colleagues who need to be notified about your move.
         Arrange to disconnect utilities and have them connected at your new home.
         Cancel the newspaper, or change the address so it will arrive at your new home.
         Check insurance coverage for the items you’re moving. Usually movers only cover what they pack.
         Clean out appliances and prepare them for moving, if applicable.
         Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.
         Check with your condo or co-op about any restrictions on using the elevator or particular exits for moving.  
         Have a “first open” box with the things you’ll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you’re moving out of town, be sure to:

         Get copies of medical and dental records and prescriptions for your family and your pets.
         Get copies of children’s school records for transfer.
         Ask friends for introductions to anyone they know in your new neighborhood.
         Consider special car needs for pets when traveling.
         Let a friend or relative know your route.
         Empty your safety deposit box.  

Put plants in boxes with holes for air circulation if you’re moving in cold weather.

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.

 

 

 

 
Choosing the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power.
• Understand fixed-rate, adjustable-rate, government, and other mortgage options.
• See where to shop for a mortgage loan.
• Understand key factors that affect your mortgage payments. 
Learn more
Knowing and Understanding Your Credit
• Learn what credit is and why it is important to buy a home.
• Find out how to order your credit report and correct any errors.
• Discover what your credit score means to lenders.
• Get helpful tips on how to repair past credit problems. 
Learn more
Opening the Door to a Home of Your Own
• Learn if you’re ready to buy a home.
• Determine how much house you can afford.
• See how much money you may need for a down payment.
• Estimate your monthly mortgage payments. 
Learn more
Borrowing Basics: What You Don’t Know Can Hurt You
• Learn what you can do to avoid predatory lenders.
• Discover signs that may point to an untrustworthy loan situation.
• Understand ways you can get the best loan for your situation.
• Receive a useful glossary of loan terms that will help you understand lending term language. 
Learn more

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