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     Welcome to ATHENSpro.com - Real Estate Services COVERING ALAMEDA, SAN MATEO AND SANTA CLARA COUNTY

HOME VALUATIONMORTGAGE CALCULATORFORECLOSURE HELPBANK OWNEDFIND A PROPERTYHOT BUYS

BUYER RESOURCESSELLER RESOURCES • HOMEOWNER RESOURCES • THE AMERICAN DREAM HOMES BY EMAILSERVICE FOR LIFEMARKET MATTERSREOFAQ

   
HOMESELLER RESOURCES  
  • Simply Stated Closing Summary: A quick reference guide used during the closing process to help the homebuyer better understand the key terms of their settlement documents. (Available in English, Spanish, Chinese, Korean, Vietnamese, Russian, Japanese, & Tagalog)

  • Prepare and Avoid: 70-Something Ways You Could Lose Your Home:  (Available in English, American, Spanish, Chinese, Korean, Vietnamese, Russian, Hindi, & Punjabi)  Title insurance is one of the most valuable forms of security that a home buyer/seller can have, yet its benefits are rarely explained.  This brochure provides the information.

  • 41 Steps To Buying Your Home (Available in English, Spanish, Chinese, & Vietnamese) This color-coordinated checklist outlines the functions of the real estate professional, the lender, and the title company team.

  • En Camino Al Sueno Americano -The Home Buying Process DVD This seven minute step-by-step description of the home buying process will assist in explaining the real estate process to first-time homebuyers, in Spanish.

Forms You’ll Need to Sell Your Home

1. Property disclosure form. This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state.
2. Purchasers access to premises agreement.
This agreement sets conditions for permitting the buyer to enter your home for activities such as measuring for draperies before you move.
3. Sales contract. The agreement between you and the seller on terms and conditions of sale. Again, check with your state real estate department to see if there is a required form.
4. Sales contract contingency clauses. In addition to the contract, you may need to add one or more attachments to the contract to address special contingencies — such as the buyer’s need to sell a home before purchasing yours.
5. Pre- and post-occupancy agreements. Unless you’re planning on moving out and the buyer moving in on the day of closing, you’ll need an agreement on the terms and costs of occupancy once the sale closes.
6. Lead-based paint disclosure pamphlet. If your home was built before 1978, you must provide the pamphlet to all sellers. You must also have buyers sign a statement indicating they received the pamphlet.

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.

 

 

 

 
Choosing the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power.
• Understand fixed-rate, adjustable-rate, government, and other mortgage options.
• See where to shop for a mortgage loan.
• Understand key factors that affect your mortgage payments. 
Learn more
Knowing and Understanding Your Credit
• Learn what credit is and why it is important to buy a home.
• Find out how to order your credit report and correct any errors.
• Discover what your credit score means to lenders.
• Get helpful tips on how to repair past credit problems. 
Learn more
Opening the Door to a Home of Your Own
• Learn if you’re ready to buy a home.
• Determine how much house you can afford.
• See how much money you may need for a down payment.
• Estimate your monthly mortgage payments. 
Learn more
Borrowing Basics: What You Don’t Know Can Hurt You
• Learn what you can do to avoid predatory lenders.
• Discover signs that may point to an untrustworthy loan situation.
• Understand ways you can get the best loan for your situation.
• Receive a useful glossary of loan terms that will help you understand lending term language. 
Learn more

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