HOMECONTACT US CLIENT LOGIN

ATHENS California Properties | 1-800-660-0747

follow us on Twitterfollow us on Facebookfollow us on Linkedin

     Welcome to ATHENSpro.com - Real Estate Services COVERING ALAMEDA, SAN MATEO AND SANTA CLARA COUNTY

HOME VALUATIONMORTGAGE CALCULATORFORECLOSURE HELPBANK OWNEDFIND A PROPERTYHOT BUYS

BUYER RESOURCESSELLER RESOURCES • HOMEOWNER RESOURCES • THE AMERICAN DREAM HOMES BY EMAILSERVICE FOR LIFEMARKET MATTERSREOFAQ

   
HOMESELLER RESOURCES  
  • Simply Stated Closing Summary: A quick reference guide used during the closing process to help the homebuyer better understand the key terms of their settlement documents. (Available in English, Spanish, Chinese, Korean, Vietnamese, Russian, Japanese, & Tagalog)

  • Prepare and Avoid: 70-Something Ways You Could Lose Your Home:  (Available in English, American, Spanish, Chinese, Korean, Vietnamese, Russian, Hindi, & Punjabi)  Title insurance is one of the most valuable forms of security that a home buyer/seller can have, yet its benefits are rarely explained.  This brochure provides the information.

  • 41 Steps To Buying Your Home (Available in English, Spanish, Chinese, & Vietnamese) This color-coordinated checklist outlines the functions of the real estate professional, the lender, and the title company team.

  • En Camino Al Sueno Americano -The Home Buying Process DVD This seven minute step-by-step description of the home buying process will assist in explaining the real estate process to first-time homebuyers, in Spanish.

Does Moving Up Make Sense? 

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move.

1. Have you built substantial equity in your current home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you’ve owned your home for five or more years, you may have significant, unrealized gains. 
2. Has your income or financial situation improved?
If you’re making more money, you may be able to afford higher mortgage payments and cover the costs of moving. 
 
3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good. For example, you may have realized that you’d like to be closer to your job or live in a better school district.   
4. Are there reasons why you can’t remodel or add on?
Sometimes you can create a bigger home by adding a new room or building up. But if your property isn’t large enough, your municipality doesn’t allow it, or you’re simply not interested in remodeling, then moving to a bigger home may be your best option.  
5. Are you comfortable moving in the current housing market?
If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you’ll have more selection and better pricing as you seek your new home.  
6. Are interest rates attractive?
A low rate not only helps you buy a larger home, but also makes it easier to find a buyer.

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.

 

 

 

 
Choosing the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power.
• Understand fixed-rate, adjustable-rate, government, and other mortgage options.
• See where to shop for a mortgage loan.
• Understand key factors that affect your mortgage payments. 
Learn more
Knowing and Understanding Your Credit
• Learn what credit is and why it is important to buy a home.
• Find out how to order your credit report and correct any errors.
• Discover what your credit score means to lenders.
• Get helpful tips on how to repair past credit problems. 
Learn more
Opening the Door to a Home of Your Own
• Learn if you’re ready to buy a home.
• Determine how much house you can afford.
• See how much money you may need for a down payment.
• Estimate your monthly mortgage payments. 
Learn more
Borrowing Basics: What You Don’t Know Can Hurt You
• Learn what you can do to avoid predatory lenders.
• Discover signs that may point to an untrustworthy loan situation.
• Understand ways you can get the best loan for your situation.
• Receive a useful glossary of loan terms that will help you understand lending term language. 
Learn more

HOMECONTACT USCLIENT LOGIN