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Choosing the Mortgage That’s Right for You
• Learn what a mortgage is and calculate your buying power.
• Understand fixed-rate, adjustable-rate, government, and other mortgage options.
• See where to shop for a mortgage loan.
• Understand key factors that affect your mortgage payments.  Learn more		 Knowing and Understanding Your Credit
• Learn what credit is and why it is important to buy a home.
• Find out how to order your credit report and correct any errors.
• Discover what your credit score means to lenders.
• Get helpful tips on how to repair past credit problems.  Learn more		 Opening the Door to a Home of Your Own
• Learn if you’re ready to buy a home.
• Determine how much house you can afford.
• See how much money you may need for a down payment.
• Estimate your monthly mortgage payments.  Learn more		 Borrowing Basics: What You Don’t Know Can Hurt You
• Learn what you can do to avoid predatory lenders.
• Discover signs that may point to an untrustworthy loan situation.
• Understand ways you can get the best loan for your situation.
• Receive a useful glossary of loan terms that will help you understand lending term language.  Learn more

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