San Jose	Milpitas	Sunnyvale	Campbell	Morgan Hill	Fremont	Hayward
Gilroy	Santa Clara	Mountain View	Saratoga	Cupertino	Union City	San Leandro	San Lorenzo

For real estate investors and homebuyers, bank-owned properties and REOs offer opportunities  that are not available in the pre-foreclosure and auction phase of the foreclosure process. Buying bank-owned real estate offers the foreclosure buyer many advantages:

• Bank-owned properties are usually sold at below-market prices with great terms like low down payments and low interest rates.
   

• Buying bank-owned properties involves less risk and less competition.
   

• Foreclosures that are owned by banks are usually clear of any liens that
  may have been recorded against the property.
   

• Since the seller of REO homes is also the lender, you can negotiate with the bank to have them pay for all or some of the closing costs.
   

• Bank-owned properties are usually vacant because the banks have evicted the previous owner, saving the investor or homebuyer time, money and emotional toll involved in the eviction process.

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